What happens if someone steals the deed of your house?

Fraud is a small part of identity theft. A crime happens when someone steals you, identifies you with a receipt, and delivers it to your home. While it may seem that it should be easy to get your home back after you become a victim of fraud, nothing in the law is too easy.

Example?

In 2014, Jennifer Merion of New York City first identified by water bill that the house was built by Darrell Beatty. Beatty just built a house and moved in. By the end of 2015, Merlin was finally able to convince Betty with a $ 100,000 lawsuit. Betty was eventually convicted of fraud and sentenced to one year in prison. Merrill Lynch also raised hundreds of thousands of dollars in property and family inheritance.

How does contract fraud occur?

Fraud is fraud caused by a deceased former owner (for example, the case of Jennifer Marion) and another common case of fraud. Criminals are also called “theft of property” and “theft of an individual.” Fraudulent artists, the only criminals we call artists, regularly scan their reports to find a home for victims of fraud. If a family member dies, you should consider starting a real estate test as soon as possible and record all documents related to the deceased’s real estate.

In particular, holiday homes, abandoned homes or ownerless homes are the most important forms of fraud, but are targeted at homes used by fraudsters. Sometimes scammers will live at home like Darrell Beatty. Other times you can turn around and sell your property to dubious buyers, which can really complicate things.

Three warning signs of fraud in a case

There are some signs to watch out for, it could mean that you may be a victim of a fraud case:

The invoice is unpaid. Notification of water charges, tax bills, unpaid mortgage bills, or, interestingly, not receiving water charges or tax bills to be received. In this case, the identity thief goes to the tax authorities and changes the shipping address of the account. You can hide the crime.

Ban Notice. You will receive a foreclosure notice when you do not even have a mortgage.

Life signals. Evidence of activity in an unoccupied home or villa.

Why doesn’t a deed recorder improve the recording of deed?

Upon registration of the bond, the bond registrar checks that the bond is in order, signs the letter and registers the signature.

However, the role of documents cannot be to compare signatures registered for forgery or to question the legitimacy of an act. There are a few things you can do to protect yourself from fraudulent activities.

Three ways to protect against contract fraud

As with many types of fraud or identity theft, the sooner you realize that you have been victimized, the better. Here are some things to do.

 Monitor your credit report

Federal law provides free copies of credit reports from the three major credit reporting agencies Equifax, Experian and TransUnion. Monitoring your credit report can help you find financial actions taken on your behalf by third parties.

You can customize your free annual credit report with a quarterly report. For example, you can order a free credit report from Equifax, then a free credit report from Experian for four months, and then a free credit report from TransUnion for four months. You can get a free credit report via annual credit report. You can also get credit supervision through various identity theft protection services.

 Check the status of your work.

Local US certificate registries are available online. If this is the case with your local registry, you should regularly check the status of your work to make sure that no one is doing anything that could affect the ownership of your property.

Some listings even provide a service to notify you when you are taking steps that affect your property. You should find out if your local registry provides this service and consider subscribing to it.

Consider buying a mortgage bond.

Property insurance can provide significant protection against fraud and meet the cost of fixing the problem.

In practice, I have written all operations that meet customer needs. I transferred most of the client’s houses to a permanent trust, or transferred the name of the client’s house from the client’s name to the client’s name, and started work with five-year Medicaid return checks. Most of the actions I recommend are to retain the right to the client’s house, that is, the client has the right to live and pay for the rest of his life (property tax) and live in the house. Housing, insurance, services.

When clients come to talk about this type of transfer, they often forget to bring the contract they bring home. When this happens, I need to search and find city user agreements for the appropriate site. The county officer is responsible for keeping records of such conduct. Most county officials kept online records of the conduct, and most of those records were ten years old. In Monmouth County, for example, online records existed around 1976.

Many of my clients are impressed that they have access to the internet and find books about their homes. Customers acknowledge that their services are confidential data. Obviously, the services are public records and anyone can go online and publish the work listed at home. It’s scary. Obviously, there are services that claim that people will inadvertently come to your home online. These services claim to be able to protect you from this type of fraud or theft.

Despite this scam, many consumers have responded over the years that after writing a contract they would need a copy of the “contract” by the company, and company A will receive a written notice that they can Receive a contract as proof of customer (payment). Yes, the customer does not need to receive a copy of the certificate for any reason.

In addition, when the customer contracts, the old contract is sent to the customer. However, in practice, consumers can dispose of the old ones. I sold the house to a buyer, but no one asked for a real estate contract.