How To Stop a Foreclosure In Georgia

Like every foreclosure case, a foreclosure proceeding only comes into effect after you have defaulted on your mortgage payment for a long time. Although there are a lot of things you can do to prevent foreclosure in times of financial difficulties, however, most homeowners do nothing until they receive a foreclosure notice. However, if you are already in this challenge and looking for a way out, you’re at the right place.

Laws differ with state and this is true of foreclosure proceedings, here is what you should know about how to stop a foreclosure in Georgia:

Does not require court approval.

Lender institute need not go through a court process before auctioning your home, the lender can process foreclosure and sale your home provided some laid down laws are followed. This can come as a disadvantage as some state require you to sign some papers before your house can be sold. But here in Georgia, you can be evicted from your home without court proceedings.

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How long before I face foreclosure?

In Georgia, a lender can only initiate foreclosure after the loan is past due by 120 days. After a 120 days period and the house owner did not pay up on their loans, foreclosure is inevitable. However, this period of days before a foreclosure is initial can be maximized by house owners to request loan modification or other alternatives to prevent a foreclosure.

How to stop a foreclosure in Georgia

  • Request loan modification
  • Hire a lawyer to review your loan agreement
  • File for bankruptcy
  • Sell your house before a foreclosure

 These are ways by which a foreclosure can either be prevented or stopped, research about each of them in-depth to determine which is best for you.

For information on foreclosure defense call us at (877) 399 2995. We offer litigation document review support, mortgage audit reports, securitization audit reports, affidavit of expert witness notarized, and more.

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