If your landlord wants to prohibit your estate, you are entitled to stand trial. In the case of forfeiture, the creditor must file an appeal to prevent forfeiture. You will take your case to a judge when you file a reply. The lender does not need court approval for off-court foreclosures that are normal in several states. You can have your day in court, but only if you apply for avoiding forfeiture.
For information on foreclosure defense call us at (877) 399 2995. We offer litigation document review support, mortgage audit reports, securitization audit reports, affidavit of expert witness notarized, and more.